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February/March 2026 Volume 31 No 1R82.00 (incl VAT)Other African Countries R71.30 (excl tax) TRAVEL & LEISURE BLAAUWKLIPPEN MANOR DOCK HOUSE BOUTIQUE HOTEL USEFUL AI USE CASES - WHAT WILL WORK NOW? THE UNSEEN COST OF GOVERNMENT INTERVENTION YOUR PRODUCT ISN’T UNIQUE, YOUR RELATIONSHIP IS ARCHITECTURAL DESIGN TRENDS - COMFORT, CRAFT AND CONSCIOUS LIVING THE BOARDROOM ALCHEMIST - PURPOSE, FEAR AND THE MODERN WORKPLACE BusinessBrief A FUTURE OF LEADERS WITHOUT EXPERIENCE AND WISDOM? AI AND THE APPRENTICEFebruary/March 2026 3 BRIEFCASE σ THE LATEST GADGETS, GIZMOS & MUST-HAVES 6 TRAVEL & LEISURE σ SUPERB LOCAL EXPERIENCES & GETAWAYS 8 CONTRIBUTORS σ CONSULT OUR CONTRIBUTORS DIRECTLY FOR PROFESSIONAL ADVICE 98 CONTENTS KNOWING IS WHAT MATTERS VIEWPOINT σ THE UNSEEN COST OF GOVERNMENT INTERVENTION σ AI FOR AFRICA - UNLOCKING INCLUSIVE, COMPETITIVE ECONOMIC GROWTH 12 MANAGEMENT σ THE BOARDROOM ALCHEMIST - PURPOSE, FEAR AND THE MODERN WORKPLACE σ KING V™ - FROM CODE TO CAPABILITY 20 EDUCATION & TRAINING σ LEARNING AND DEVELOPMENT (L&D) RESET - THE EVOLVING ROLE OF CHROs σ EVOLVING EDUCATION - RETHINKING, REVISING AND REINVENTING FUTURE LEARNING 34 LEGAL σ HEALTH PRODUCT CLASS ACTIONS - INTERPRETING THE EVOLVING FRAMEWORK σ DELICT AND CONSUMER PROTECTION - SCA RULES ON LIABILITY AND DISCLAIMERS 44 TAX σ TRANSFER PRICING APPEAL RISKS - CAN CHALLENGES BACKFIRE ON TAXPAYERS? σ GLOBAL CRYPTO REPORTING CRACKDOWN - CARF AND CRS CLOSE THE TAX-EVASION GAP 50 FINANCE & EQUITY σ FINANCIAL CRIME REGULATION - HOW AFRICA IS LEADING THE WAY σ THE STATES OF A CREDIT PORTFOLIO - THE ROLE OF COLLATERAL IN LENDING 56 ASSETS & INVESTMENTS σ INVESTING LESSONS LEARNED - MY INSIGHTS FROM A LIFETIME IN THE MARKETS σ PORTFOLIO DIVERSIFICATION - ARE YOU MANAGING RISK OR CHASING CHANCE? 60 BANKING & INSURANCE σ THE COMPLETE RISK MANAGER σ STABLECOIN OVERSIGHT - LAGGING LOCAL REGULATION IS RAISING RISKS 64 MARKETING & SELLING σ YOUR PRODUCT ISN’T UNIQUE, YOUR RELATIONSHIP IS σ FALSE WHISTLEBLOWING FALLOUT - THE REPUTATION RISKS ORGANISATIONS OVERLOOK 70 HUMAN CAPITAL σ AI AND THE APPRENTICE - A FUTURE OF LEADERS WITHOUT EXPERIENCE AND WISDOM? σ SOCIAL MEDIA CONSEQUENCES - WHEN PERSONAL POSTS TURN INTO WORKPLACE MISCONDUCT 76 TECHNOLOGY σ USEFUL AI USE CASES - WHAT WILL WORK NOW? σ SOVEREIGN AI - BALANCING AUTONOMY AND GLOBAL INNOVATION 82 PROCESS & OPERATIONS σ ADAPTIVE REUSE PROPERTY DEVELOPMENT - LEGAL CHALLENGES AND OPPORTUNITIES σ ARCHITECTURAL DESIGN TRENDS - COMFORT, CRAFT AND CONSCIOUS LIVING 90 COVER STORY4 February/March 2026 PUBLISHING POLICY EDITORIAL Articles are published at the editor’s discretion, and are not linked to the payment of any consideration or to any obligation to place advertising. ADVERTORIAL Published for a consideration, this material is provided by the client and does not necessarily reflect the views of the publication. It includes profiles, features, white papers, case studies, and thought leadership pieces. SPONSORED EDITORIAL Written by an independent journalist, this material is published for a consideration, and includes profiles, features, white papers, case studies, and thought leadership pieces. Editorial contributions are welcome, but the publisher cannot accept responsibility for unsolicited material. The editor reserves the right to alter or cut copy. COPYRIGHT BusinessBrief Publishing (Pty) Ltd. All rights reserved. Requests to lift material should be made to the editor. While every effort has been made by the publisher to ensure the accuracy of the information contained herein, the publisher and its agents cannot be held responsible for any errors, or loss incurred as a result. The publisher advises that readers consult their financial and professional consultants before acting on any information. All material used has been submitted with the understanding that it is original, and the publisher accepts no responsibility for any misrepresentation in this regard. No consideration is accepted for any editorial published. Published articles are not linked to the placement of any advertising. A COMMITMENT TO PROFESSIONAL PUBLISHING The publishers of this magazine are members of the Magazine Publishers’ Association of South Africa. They have made a commitment to: •Conduct business professionally and ethically at all times. •Not misrepresent their experience or capabilities, or those of their employees and agents. •Not make misleading claims or use terms which may be misunderstood. •Treat as confidential all off-record information learned about the customer. •Publish the magazine timeously. •Open their distribution records for audit by the Audit Bureau of Circulation. PUBLISHER BusinessBrief Publishing +27 (0)11 788 0880 EDITOR & PUBLISHER James Scott james@bbrief.co.za TECHNOLOGY & GADGETS Steven Ambrose steven@strategyworx.co.za CONTRIBUTORS Please see the list of this edition’s contributors on page 98 ADMINISTRATION/ SUBSCRIPTIONS Abednico Banda admin@bbrief.co.za ADVERTISING Trevor Ormerod +27 (0)83 299 7070 trevor@ormedia.co.za Laetitia Eksteen +27 (0)82 738 3765 laetitia@ormedia.co.za Abednico Banda +27 (0)11 788 0880 nico@bbrief.co.za James Scott +27 (0)11 788 0880 james@bbrief.co.za DESIGN & LAYOUT PxL Designs THE TEAM PUBLISHER’S NOTE CPD/E The following organisations, subject to individual requirements, have accredited BusinessBrief for purposes of CPD/E (Continuing Professional Development/Education) AT(SA) Accounting Technicians SA Association of Chartered Certified Accountants Federation of African Professional Staffing Organisations Chartered Governance Institute of Southern Africa Chartered Institute of Management Accountants Compliance Institute Southern Africa Contact Centre Management Group Financial Planning Institute of Southern Africa Institute of Certified Bookkeepers and Accountants Institute of Credit Management of Southern Africa Institute of Directors Southern Africa Institute of Management Consultants & Master Coaches of Southern Africa Institute of People Management Public Relations Institute of Southern Africa South African Auditor & Training Certification Authority South African Board for People Practices Southern African Institute for Business Accountants South African Institute of Professional Accountants South African Institute of Tax Practitioners South African Payroll Association Southern African Society for Quality MATTERS OF FACTWe provide an extensive selection of trusted over-the-counter medications and front-shop products, along with carefully curated ethical pharmaceuticals and veterinary supplies. Additionally, we offer specialized surgical equipment and essential first aid products to ensure your pharmacy has everything it needs to serve your patients effectively. COMBO DEALS FRONTSHOP SURGICALS & CONSUMABLES FMCG PRODUCTSSCHEDULED MEDICATION VET & PET PRODUCTS See it, love it, own it! www.transpharm.co.za • Independant Pharmacies • Retail Pharmacies • Hospital Pharmacies • Chain Group Pharmacies Pharmacies KEEPING YOUR PHARMACY FULLY STOCKED WITH QUALITY PRODUCTS6 February/March 2026 BRIEFCASE HMD Watch X1 Smartwatch The HMD Watch X1 is a circular AMOLED smartwatch with an IP68 rating, combining traditional watch styling with modern fitness tracking, heart‑rate monitoring and smartphone notifications. It targets professionals who want step counts, sleep insights, calendar alerts, and call notifications on their wrist without the distraction of constantly checking a phone. Its understated design fits easily with office or boardroom attire. Expected to be available in early 2026 via online channels and selected mobile retailers. For more information www.hmd.com Samsung Galaxy Book4 Pro 360 The Samsung Galaxy Book4 Pro 360 16” 2‑in‑1 Laptop is a premium 16‑inch 3K AMOLED 2‑in‑1 that flips between laptop and tablet, making it ideal for presentations, digital whiteboarding and reviewing contracts on the move. Powered by an Intel Core Ultra 7 processor with 16GB RAM and a 1TB SSD, it offers long battery life, Wi‑Fi 6E, AKG quad speakers and S Pen support, giving executives desktop‑class performance in a slim machine that slips easily into a carry‑on bag. Available online and from specialist IT retailers in South Africa for approximately R42,999.00. For more information www.samsung.com/zaFebruary/March 2026 7 BRIEFCASE Xiaomi Smart Camera C500 Pro The Xiaomi Smart Camera C500 Pro is a 5MP smart security camera with HDR, AI‑powered motion detection and night vision, designed to monitor office entrances, stock rooms, or home‑office spaces over Wi‑Fi. Its 360‑degree pan‑tilt mechanism and app‑based control allow business owners to check in on premises after hours or while travelling, without the cost or complexity of a complete CCTV system, making it a cost‑effective security upgrade for SMEs. Available now in South Africa from online tech retailers and smart‑home specialists at R1,695.00. For more information www.mi.com Microsoft Surface Laptop 7th Edition Microsoft’s Copilot+ PC redefines productivity with Snapdragon X Elite processing for blazing AI acceleration, long battery life and a premium touchscreen display in 13.8‑inch or 15‑inch sizes. Features include advanced Copilot integration for more intelligent workflows, a haptic touchpad and robust security for business data. Lightweight and versatile, it’s built for entrepreneurs juggling meetings, documents and creative tasks without slowdowns. Available from R26,999.00 at Microsoft retailers and online stores countrywide. For more information www.microsoft.com/en‑za/surface8 February/March 2026 Few properties in the Winelands carry the weight of history quite like Blaauwklippen Manor – and even fewer balance that heritage with contemporary luxury as seamlessly as this newly restored retreat. E stablished in 1682 and long recognised as one of South Africa’s most storied wine estates, the Manor’s reopening marks a remarkable revival after the devastating 2024 fire that damaged both the Manor House and Jonkershuis. What could have been a permanent loss has become a showcase of resilience and craftsmanship, with heritage architects and specialist artisans meticulously restoring original materials and design features. The result is a gracious, deeply atmospheric homestead experience. The Manor House offers eight en-suite rooms, ranging from 26 m² Standard Rooms to 42 m² Deluxe Rooms, two of which include private terraces. Interiors by Francois du Plessis introduce an elegant, layered aesthetic - classic Cape charm enhanced with contemporary textures and nature- inspired prints. Over at the Jonkershuis, three Luxury Suites (53–55 m²) each feature a lounge, bedroom, spacious bathroom and private terrace, with interleading options ideal for families. Blaauwklippen Manor …three centuries of heritage, reimagined TRAVEL & LEISUREFebruary/March 2026 9 Beyond the rooms, Blaauwklippen encourages unhurried, sensory travel. Guests enjoy access to the estate’s seasonal wine-pairing experiences, the IS Art Gallery, and the family-friendly pump track and weekend market, all framed by magnificent mountain and vineyard views. Breakfast and lunch at De Blaauwe Kitchen bring farm-to-table simplicity to the stay, while the Tasting House remains a highlight for wine enthusiasts. What truly sets Blaauwklippen Manor apart is the sense of continuity - a feeling that this estate has welcomed travellers for centuries and now does so with renewed purpose. With its restored gables, tranquil lawns and impeccably curated interiors, the Manor offers a refined yet grounded luxury that feels authentically Stellenbosch. For travellers seeking heritage, comfort and a graceful sense of place, Blaauwklippen Manor is once again one of the Winelands’ most compelling addresses. For more information or to book | www.blaauwklippen.com | reservations@newmarkhotels.com | +27 (0)21 427 5901 | TRAVEL & LEISURENext >